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Here’s a professional and simple **Terms & Conditions** draft you can use for your **vCards under DigiSevas**. You can customize it with your company name, services, and specific policies:

 Terms & Conditions

Effective Date:\\\\[DD/MM/YYYY]

By accessing or using our digital vCard services via DigiSevas, you agree to the following Terms and Conditions:

  Service Overview

DigiSevas provides digital business cards (vCards), CRM, ERP tools, WhatsApp Marketing, and other digital services to promote your brand professionally.

  User Responsibility

* You are responsible for providing accurate and updated information on your vCard.

* Any misuse, false information, or offensive content is strictly prohibited and may lead to deactivation without prior notice.

 **Payments & Refunds**

* All payments for premium services are final.

* We offer a 10% discount with code **FRIST10** for first-time users.

* No refunds will be issued once the digital product is delivered or activated.

**Privacy & Data Usage**

* We do not share your personal or business data with third parties without your consent.

* Your information is used only to provide better service and support.

 ** Intellectual Property**

All logos, designs, content, and software used in our vCard system are the intellectual property of DigiSevas and may not be copied or reused without permission.

 ** Termination**

We reserve the right to suspend or terminate your service if you violate any of these terms or misuse the platform.

 ** Modifications**

We may update these Terms & Conditions at any time. Continued use of the service after changes indicates your agreement with the updated terms.

** Contact**

For any questions or concerns, contact us at:

 **admin@vcards.digisevas.com**

 **+91-7276696321**